Attractive interest rate from Sohar Housing Loan Home Solutions.

Are you planning on buying a property or land? Are you looking for a home financing solution with a lower interest rate? If your answer is yes, visit any of Sohar International branches or contact the call center to get the best property financing solutions.

Up to 90%

Amount of property value financed

25 years

Maximum loan tenor

You can benefit from Sohar Housing Loan Home Solutions for:

Construction of residential property

Purchase of residential property

Purchase of residential land

Transfer of existing home loan with other banks

Product features:

Lower interest rate

Sohar Housing Loan Home Solutions offer the lowest interest and insurance premium in the market and the lowest monthly installments.

Finance up to 90% of the property value

There is also a facility to avail of home furnishing finance at the housing loan interest rates.

Low monthly installments

Loan tenor up to 25 years

Grace period up to 18 months for Construction of residential property

Life insurance coverage options

Fast and simple application process


This offer is exclusively for the Omani employees of government, semi-government or private sector companies in the bank’s list of approved companies.

Expatriates can benefit from this product towards buying property in designated projects allowed by the law.

Minimum age of availing loan is 18 years.

Maximum age at the time of loan maturity is 60 years.

Terms and conditions

The loan amount may not exceed 90% of the value of the property.

The maximum loan amount will be calculated based on the monthly income and the customer's total ability to pay

The maximum period is 25 years including a grace period of up to 18 months.

Required documents

The documents required are from four parties: Parents / guardian, Student, Institution selected for study, A separate set of documents is required from customers who do not wish to assign their salaries.

For buying property

Omanis - a copy of ID
Expatriates - residence card & Passport copy with valid visa
Completed Loan Application Form
Liability certificate from existing banks/ or financial institutions/ employer (if any)
Salary certificate of the applicant/ co-applicant
Bank statement of the last six months stamped by the bank
Copy of title deed and krooki
Proof of additional income if any
Original valuation report from one of the bank's approved valuation agencies

For Construction

Copy of construction agreement signed by the contractor, consultant, and owner with schedule of payment
Copy of building permit
Proof of payment contribution to contractor if any For Purchase
Purchase agreement and the copy of Id card of the seller
Proof of down payment to a seller if any

It’s time to own your Sohar Housing Loan.

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