Enjoy the finer side of life with a high spending line, a revolving line of credit, emergency card replacement, and cash disbursement services.

From presenting better choices on purchases to delivering a wealth of advantages, the Visa Gold Credit Card open your doors to the extraordinary.

12%*

Interest rate

OMR 0

Annual fee

OMR 300

Minimum salary

Visa Gold Credit Card

Comprehensive insurance

Cover for travel, medical, purchase protection, extended warranty and zero lost card liability.

24/7 Global Emergency Assistance

Freeze your credit card by calling our emergency service from anywhere in the world at any time of day.

Easy instalment plan

Easy instalment plan (3, 6 or 12 months) with 0% interest. Terms & Conditions apply.

Equipped with Visa 3D Secure

Visa 3D Secure guards you against unauthorised use of your card when making online transactions with additional password authentication for online transactions.

* 12% introductory interest rate for the first year only, 18% & 20% from year 2 onwards (T&C apply)

Fees and commission

Annual Fees
Primary CardRO 0/-
Supplementary CardRO 15/- *
Fees and Charges
Interest rate for Sohar International Salary Transfer customers (charged on the statement date outstanding balance)12% p.a. **
Interest rate for other customers (charged on the statement date outstanding balance)20% p.a.
Cash Advance FeeRO 1+3% of amount
Card Replacement FeeRO 10/-
Card Cancellation FeeRO 25/-
Over Limit FeeRO 5/-
Duplicate Statement FeeRO 5/-
Late Payment FeeRO 3+3% of amount due
Returned Cheque Fee (for lack of funds)RO 15/-
Receipt Copy Request Fee (on invalid disputes only)RO 10/-
Foreign Transactions Fees (apply for all transactions made in currencies other then OMR)2.5% of transaction amount
Priority Pass Access to Airport LoungesN/A
PIN reissuance feeRO 5/-
Repayment Term
Minimum Amount Due5% or RO 10/- whichever is higher
Cash Advance
Cash Advance Limit90% of card credit limit

Swipe table for more

* Free for the first year. RO 15/- will be applicable from year 2 onwards.

** Introductory Interest rate for the first 12 months of membership, followed by 18% p.a. from month 13 onwards.

Easy Instalment Plan

Our tariffs