Sohar First Debit Card | Sohar International

What You Get with Sohar First:

With Sohar First, you can enjoy discounts and offers on shopping, dining and more at our partner merchants, buy 1 get 1 Free offers through The Entertainer app, complimentary lounge access with LoungeKey, concierge services from Visa,* and exclusive access to deals and benefits as they happen straight to your inbox, on our website or through the Sohar International app.

*Credit Card holders only.

Exclusive privileges

Instant Platinum Debit Card with discounts & higher withdrawal limit with personalized customer name.

Debit Card: ATM cash withdrawal limit of R.O 1,000

Complimentary Credit Card with fees waived for the first year, complimentary lounge access with LoungeKey, reward points and Insurance

Exclusive prize draw

Priority service fast-track in branches

Priority queuing over phone banking

Complimentary travel insurance with the Credit Card

Preferential interest rates across all products (cards, loans, insurance)*

Special discounts and offers across partner merchants with Debit and Credit Card spends*

Deposits in OMR, UAE dirhams or US dollars.

Internet Banking and Mobile Banking facility

What is the minimum criteria in order to open a Sohar|First Account?

Customer should either have a savings or a current account with a minimum monthly salary of RO 1,000 or a minimum deposit of RO 10,000 (or its equivalents in AED or USD).

What are the benefits of Sohar|First account?

Instant branded platinum debit card.
Worldwide acceptance of Sohar|First platinum debit card.
ATM withdrawal limit of RO 1,000.
Complementary Signature or Platinum credit card (free for first year).
Eligibility to enter the Exclusive Draws under the Sohar|Prize Scheme.
Special discounts at partnered merchants.
Easy Payment Plan for transaction on credit card (0% Interest with flexibility in repayment of 3,6, or 12 months)
E-Banking and Mobile Banking facilities
Preferential rates across other financial products*

*Terms and condition applies.

What are the express banking benefits enjoyed by Sohar First?

Sohar|First account holders enjoy priority service at branches and call center

What additional lifestyle privileges can Sohar|First account holders expect?

Access to 1,000+ airport lounges in more than 300 cities around the world. **
Access to Muscat and Salalah airport Lounges with Sohar|First debit card.
24/7 concierge service (Assistance in dining reservations, travel arrangements, booking flights, booking hotels , car rental, arranging sending flowers, and sending gifts.**)
Access to Entertainer offers in Qatar, Kuwait, Bahrain, Oman, Lebanon and Jordan. ***
Buy one get one free offers in select restaurants***
Contactless debit and credit card.

**Available for Sohar|First account holders with Signature credit cards only.

***Available for Sohar|First account holders with Signature or platinum credit cards only.

What documents are required to obtain the signature or platinum credit card?

Copy of ID card for Omanis
Copy of resident card, passport, and valid visa for expats.
Salary assignment certificate or deposit in the mentioned account.

Fees and commission

Card Products Applicable	Mass affluent Debit card
Annual Membership fee	OMR 1
Platinum Debit Card Withdrawal Limits	OMR 1000
ATM Cash Withdrawals
Cash withdrawal at Sohar International ATM	Nil
Cash withdrawal at other ATMs within OmanNet	0.100 Bz
Cash withdrawal at other bank ATMs GCC Net	0.800 Bz
Cash withdrawal at Visa Net ATMs	OMR 2
Other Fees
Card replacement Fee	OMR 2
PIN re-Issue Fee	OMR 5
Supplementary Card Issuance Fee	OMR 2
Balance Enquiry - OmanNet	0.050 Bz
Balance Enquiry - GCC Net	0.300 Bz
Mini Statement - OmanNet	0.050 Bz
Account to Account transfer (Sender) - OmanNet	0.200 Bz
Account to Account transfer (Receiver) - OmanNet	0.050 Bz
POS Transaction - OmanNet & GCCNet	Free
Receipt copy request fee (on invalid disputes only)	OMR 10
Foreign Transaction Fees (apply for all transactions made in currencies other than OMR)	2.5% of transaction amount