What You Get with Sohar First:

With Sohar First, you can enjoy discounts and offers on shopping, dining and more at our partner merchants, buy 1 get 1 Free offers through The Entertainer app, complimentary lounge access with LoungeKey, concierge services from Visa,* and exclusive access to deals and benefits as they happen straight to your inbox, on our website or through the Sohar International app.

*Credit Card holders only.

Exclusive privileges

Instant Platinum Debit Card with discounts & higher withdrawal limit with personalized customer name.

Debit Card: ATM cash withdrawal limit of R.O 1,000

Free for life credit card

Priority service fast-track in branches

Priority queuing over phone banking

Preferential interest rates across all products (cards, loans, insurance)*

Special discounts and offers across partner merchants with Debit and Credit Card spends*

Internet Banking and Mobile Banking facility

Introducing Debit Card for Foreign Currency Accounts!

Our enhanced Debit Card for Foreign Currency Accounts is here, designed to simplify our customers’ financial transactions both locally and internationally.

This new Debit Card allows our customers to manage their finances seamlessly across various foreign currencies, providing the flexibility they need for transactions at ATMs, Point of Sale (POS) systems, and online platforms—whether they are in Oman or abroad.

Key Benefits of this feature:

Seamless Transactions:

Enjoy hassle-free payments without the complexities of currency conversion.

Multiple Currencies Supported:

Debit Cards can be availed for accounts in USD, EUR and GBP.

No ‘Foreign Transaction Fees’:

Benefit from zero ‘Foreign Transaction Fees’ for International transactions whenever the transaction currency is the same as your account currency.

At Sohar International, we strive to evolve with our customers’ dynamic lifestyle. This new feature on our Debit Card is just one of the many steps we are taking to ensure our offerings remain relevant and forward-thinking.

Fees and commission

Card Products ApplicableMass affluent
Debit card
Annual Membership feeOMR 1.05
Platinum Debit Card Withdrawal LimitsOMR 1000
ATM Cash Withdrawals
Cash withdrawal at Sohar International ATMNil
Cash withdrawal at other ATMs within OmanNet0.100 Bz
Cash withdrawal at other bank ATMs GCC Net0.800 Bz
Cash withdrawal at Visa Net ATMsOMR 2
Other Fees
Card replacement FeeOMR 2
PIN re-Issue FeeOMR 5
Supplementary Card Issuance FeeOMR 2
Balance Enquiry - OmanNet0.050 Bz
Balance Enquiry - GCC Net0.300 Bz
Mini Statement - OmanNet0.050 Bz
Account to Account transfer (Sender) - OmanNet0.200 Bz
Account to Account transfer (Receiver) - OmanNet0.050 Bz
POS Transaction - OmanNet & GCCNetFree
Foreign Transaction Fees (apply for all transactions made in currencies other than OMR)2.5% of transaction amount
What is the minimum criteria in order to open a Sohar|First Account?

Customer should either have a savings or a current account with a minimum monthly salary of RO 700 or a minimum deposit of RO 10,000 (or its equivalents in AED or USD).

What are the benefits of Sohar|First account?
  • Instant branded platinum debit card.
  • Worldwide acceptance of Sohar|First platinum debit card.
  • ATM withdrawal limit of RO 1,000.
  • Complementary Signature or Platinum credit card (free for first year).
  • Special discounts at partnered merchants.
  • E-Banking and Mobile Banking facilities
  • Preferential rates across other financial products*

*Terms and condition applies.

What are the express banking benefits enjoyed by Sohar First?

Sohar|First account holders enjoy priority service at branches and call center

What additional lifestyle privileges can Sohar|First account holders expect?

  • Access to Entertainer offers in Qatar, Kuwait, Bahrain, Oman, Lebanon and Jordan. ***
  • Buy one get one free offers in select restaurants***
  • Contactless debit and credit card.

What documents are required to obtain the signature or platinum credit card?
  • Copy of ID card for Omanis
  • Copy of resident card, passport, and valid visa for expats.
  • Salary assignment certificate or deposit in the mentioned account.