SME credit card | Sohar International

Experience ease of transactions and take control of your day-to-day business expenses with SME Credit Card.

12%*

Interest rate

** Free annual fee for the first year for primary and supplementary cardholders.

SME Credit Card

FREE 1st year

12% interest rate first year

Monitor and control travel and entertainment costs

Consolidate spend information

Enhance travel security and convenience

* 12% introductory interest rate for the first year only, 18% & 20% from year 2 onwards (T&C apply)

** Free annual fee for the first year for primary and supplementary cardholders. From second year onwards: RO 50 for primary cardholder. For supplementary cardholder RO 50 for with Priority Pass and RO 25 without Priority Pass.

Fees and commission

Fees per Card
Annual Fees	RO 0 first year RO 50/- from second year onward
Annual Fee Waiver	Minimum spend of RO 10,000/- per year per card will entitle you for annual fee waiver
Supplementary Card	RO 0 first year RO 50/- from second year onward (with Priority Pass) RO 25/- from second year onward (without Priority Pass)
Fees and Charges
Annual Interest rate (charged on the statement date outstanding balance)	12% first year 12% for Sohar International collateral customers 18% from the second year onwards for Sohar International salary transfer customers 20% from the second year onwards for other customers
Late Payment Fee	RO 10 + 3% on amount due
Returned Cheque Fee (for lack of funds)	RO 15/-
Receipt Copy Request Fee (on invalid disputes only)	RO 10/-
Foreign Transactions Fees (applies for all transactions made in currencies other than RO)	2.75% of transaction amount
Re-Payment Term
Minimum Amount Due	5% or RO 10/- whichever is higher
Cash Advance
Cash Advance Limit	90% of card credit limit

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