Realise your dreams

Everyone has a dream –a wonderful wedding, an exotic holiday, plans for higher education… No matter what your dreams are, with Sohar International’s Personal Finance Solutions you can realize them with absolute ease and peace of mind.

Customized to meet your financial needs, facilities are available for personal finance solutions for all Omani residents and nationals receiving regular income through employment or business, as well as for non-resident Omani nationals working or engaged in businesses abroad.

10 years

Maximum tenor

Unique features and benefits

Lower monthly installments

Longer repayment tenures

Higher loan amounts based on income

Loan top-up facility to meet additional financial requirements

Eligibility

This offer is exclusively for the Omani employees of government, semi-government or private sector companies in the bank’s list of approved companies.

Expatriates can benefit from this product at 6% subject to being an employee from the bank’s list of approved companies.

Minimum age of availing loan is 18 years.

Maximum age at the time of loan maturity is 60 years.

Interest Rate Details

Salary Range (OMR) / EmployerGovt & Semi GovtPrivate
400 - 6994.99%5.50%
700 - 2,9994.50%4.75%
3,000+4.25%4.50%

Documents required for a personal loan

Omani customers - National ID card

Expatriates - Resident card and passport + copy with valid visa

Salary certificate from employer if employed

Letter of liability from current bank - if applicable

Salary statement for the last three months stamped by the current bank

Completed Loan Application Form

Expect more

With Sohar International’s Personal Finance Solutions, you also have the option of transferring your existing loan amounts with other banks to Sohar International in order to utilize on our longer repayment tenures. Moreover, our comprehensive Life Insurance cover ensures that your family is protected from the repayment liability in case of any unfortunate event during the loan tenure.

The promotion is applicable for Omani customers (only new customers) with minimum salary of OMR 400.

Maximum Tenor of Loan will be 10 years ( Excluding permissible two EID waivers per year).

Debt Service Limits would be as per CBO guidelines (50% for customers without Housing Loan & 60% for customers having Housing Loan).

Applicable for salary customers employed in Sohar International’s approved list of companies.

Premature closure of loan accounts would be as per CBO guidelines.

Our tariffs

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